Current Rates Effective September 1, 2010 CD RATES Minimum Opening Deposit of $2,500 Description Rate APY* 3-month CD .74% .75% 6-month CD .99% 1.00% 12-Month CD 1.24% 1.25% 18-month CD 1.48% 1.50% 24-Month CD 1.78% 1.80% *APY refers to Annual Percentage Yield based on daily compunded interest. MONEY MARKET RATES Minimum Opening Deposit of $5,000 Money Market Accounts Amount Rate APY* Tier 1 $5,000-$49,999.99 .990% 1.00% Tier 2 $50,000 & up 1.24% 1.25% *APY refers to Annual Percentage Yield based on daily compounded interest. SAVINGS ACCOUNTS RATES Savings Accounts Min. Opening Deposit Rate APY* Premier $1,000 .99% 1.00% Statement $50.00 .49% .50% Student $10.00 .99% .99% Young Savers $10.00 .99% .99% *APY refers to Annual Percentage Yield based on daily compounded interest. BUSINESS ACCOUNT RATES Business Accounts Min. Opening Deposit Rate APY* Statement $50.00 .99% 1.00% Money Market ($5,000-$49,999.99) ($50,000 & up) $5,000 1.00% 1.24% 1.01% 1.25% Interest Checking $100.00 1.00% 1.01% *APY refers to Annual Percentage Yield based on daily compunded interest. Current rates subject to change. Additional terms, conditions and restrictions may apply. Contact us at (877) 328-0060 for further details.